[investment_guide anchor_title=”Conteúdos do guia” card_title=”O que são fundos de investimento” card_description=”Os fundos de investimento são instrumentos de poupança coletiva que juntam o património de diferentes investidores com o objetivo de os aplicar em ativos financeiros. Os fundos de investimento podem ter diferentes políticas de investimento e conter ativos financeiros diversos nas suas carteiras (imóveis, ações, obrigações, depósitos, outros fundos de investimento, etc) e são geridos por uma sociedade financeira gestora.” notes_title=”NOTA INVEST” notes_content=”T3MlMjBmdW5kb3MlMjBkZSUyMGludmVzdGltZW50byUyMGdlcmlkb3MlMjBwb3IlMjBzb2NpZWRhZGVzJTIwZ2VzdG9yYXMlMjBwZXJ0ZW5jZW50ZXMlMjAlQzMlQTAlMjBBc3NvY2lhJUMzJUE3JUMzJUEzbyUyMFBvcnR1Z3Vlc2ElMjBkZSUyMEZ1bmRvcyUyMGRlJTIwSW52ZXN0aW1lbnRvJTJDJTIwUGVucyVDMyVCNWVzJTIwZSUyMFBhdHJpbSVDMyVCM25pb3MlMjAlMjhBUEZJUFAlMjklMjB0aW5oYW0lMjBlbSUyMGNhcnRlaXJhJTIwbWFpcyUyMGRlJTIwMzAlMjBtaWwlMjBtaWxoJUMzJUI1ZXMlMjBkZSUyMGV1cm9zJTIwZW0lMjBkZXplbWJybyUyMGRlJTIwMjAyMy4=” content_with_title=”Fundos de investimento mobiliário (FIM)” 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wallet_orange_title=”Carteira 4″ wallet_black_title=”Aceitar o risco a pensar nos ganhos” wallet_title1=”Perfil de risco:” wallet_text1=”Arrojado” wallet_title2=”Prazo” wallet_text2=”Longo prazo (>5 anos)” 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graph_wallet_data=”%5B%7B%22percentage%22%3A%2245%22%2C%22graph_wallet_data_title%22%3A%22%20%20%20%20Imobili%C3%A1rio%22%7D%2C%7B%22percentage%22%3A%2210%22%2C%22graph_wallet_data_title%22%3A%22Curto%20prazo%22%7D%2C%7B%22percentage%22%3A%2282%22%2C%22graph_wallet_data_title%22%3A%22Obriga%C3%A7%C3%B5es%22%7D%2C%7B%22percentage%22%3A%2250%22%2C%22graph_wallet_data_title%22%3A%22A%C3%A7%C3%B5es%22%7D%5D” table_header1=”Investimento” table_header2=”O que é” graph_wallet_title=”Carteira de ativos” graph_wallet_item_label=”Exemplo de carteira por ativos” graph_bars_title=”S&P 500 – Retornos anuais históricos” graph_bars_item_label=”Retornos anuais com dividendos (em percentagem)” graph_bars_font=”Fonte: Aswath Damodaran, NYU Stern School of Business”]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[/investment_guide]